Have you checked your FREE credit report lately?

The law requires the 3 major nationwide consumer reporting companies to give you a free copy of your credit report each year if you ask for it. The 3 companies are:

1. Equifax               1-800-525-6285    www.Equifax.com
2. Experian             1-800-397-3742    www.Experian.com
3. TransUnion        1-800-680-7289    www.TransUnion.com

Visit  www.AnnualCreditReport.com or call them at 877-322-8228. This is a service that is created by these 3 companies so that you can call one place to order your free credit reports each year. You can also write them at:  Annual Credit Report Request Service, P.O. Box 105281, Atlanta, Ga, 30348-5182

Identity theft is a very serious crime. It occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes. It can cost you a time and money and it can ruin your credit and your good name. Take the time to order your credit report and look it over.

The Federal Trade Commission Consumer Response center has information about ID theft on their website: ftc.gov/idtheft