Becoming Pre-Approved

Information Needed for Your Mortage Application

• Copies of last 2 years W-2′s (for each borrower)
• Copies of most recent month’s paystubs (for each borrower)
• Copies of all assets: All pages of the last 2 or most recent quarterly statements including but not limited to savings, checking, money market, investment, retirement, 401K’s, etc. (for each borrower)
• Copy of the fully executed Contract of Sale including all pages and riders (once you have found a property)
• Copy of Driver’s License (for each borrower)
• If self-employed (Corporation, S-Corp, or Partnership), need copies of last 2 years personal and business Federal Tax returns (signed) including all pages and schedules for all businesses owned 25% or more.
• Copy of the listing on the property being purchased, if available.
• Checkbook/Money for Application fee (varies between lender.. $250-350)
• Names and addresses of landlord for past 2 years (if applicable).
• Names and addresses of employers for past 2 years.
• Copy of divorce decree, separation, or child support papers (if applicable).
• All bankruptcy and discharge of bankruptcy papers (if applicable).