The Cassidy Team: North Shore Realtors » annual credit report http://www.deborahcassidy.com Let the Power of Our Team Work for You! Thu, 12 Jan 2012 21:50:29 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 FICO Scores and your Credit Report http://www.deborahcassidy.com/deborahs-blog-articles/fico-scores-and-your-credit-report/ http://www.deborahcassidy.com/deborahs-blog-articles/fico-scores-and-your-credit-report/#comments Fri, 22 Jan 2010 07:50:01 +0000 Deborah http://www.deborahcassidy.com/?p=592  The Fair Credit Reporting Act guarantees you access to a free credit report from each of the 3 nationwide reporting agencies – Experian, Equifax and TransUnion – every 12 months. For a safe and secure way to obtain your free credit report start by going to www.ftc.gov. on “Free Credit Reports” and that will take you to another link, www.AnnualCreditReport.com.  If you follow these directions, the information that you submit should be safe.
We can get FICO scores based on the TransUnion and Equifax credit reports from www.myfico.com for only $15.95 each. FICO Scale ranges from a low 300 to a high 850. The higher the better.
Your FICO score (Fair Isaac Corporation) is a big consideration in your mortgage qualification.

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]]> http://www.deborahcassidy.com/deborahs-blog-articles/fico-scores-and-your-credit-report/feed/ 0 Have you checked your FREE credit report lately? http://www.deborahcassidy.com/deborahs-blog-articles/have-you-checked-your-free-credit-report-lately/ http://www.deborahcassidy.com/deborahs-blog-articles/have-you-checked-your-free-credit-report-lately/#comments Fri, 11 Apr 2008 21:26:22 +0000 Deborah http://www.deborahcassidy.com/?p=25 The law requires the 3 major nationwide consumer reporting companies to give you a free copy of your credit report each year if you ask for it. The 3 companies are:

  1. Equifax               1-800-525-6285    www.Equifax.com
  2. Experian             1-800-397-3742    www.Experian.com
  3. TransUnion        1-800-680-7289    www.TransUnion.com

Visit  www.AnnualCreditReport.com or call them at 877-322-8228. This is a service that is created by these 3 companies so that you can call one place to order your free credit reports each year. You can also write them at:  Annual Credit Report Request Service, P.O. Box 105281, Atlanta, Ga, 30348-5182

Identity theft is a very serious crime. It occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes. It can cost you a time and money and it can ruin your credit and your good name. Take the time to order your credit report and look it over.

The Federal Trade Commission Consumer Response center has information about ID theft on their website: ftc.gov/idtheft

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