Copies of last 2 years W-2′s (for each borrower)

Copies of most recent month’s paystubs (for each borrower)

Copies of all assets: All pages of the last 2 or most recent quarterly statements including but not limited to savings, checking, money market, investment, retirement, 401K’s, etc. (for each borrower)

Copy of the fully executed Contract of Sale including all pages and riders (once you have found a property)

Copy of Driver’s License (for each borrower)

If self-employed (Corporation, S-Corp, or Partnership), need copies of last 2 years personal and business Federal Tax returns (signed) including all pages and schedules for all businesses owned 25% or more.

Copy of the listing on the property being purchased, if available.

Checkbook/Money for Application fee (varies between lender.. $250-350)

Names and addresses of landlord for past 2 years (if applicable).

Names and addresses of employers for past 2 years.

Copy of divorce decree, separation, or child support papers (if applicable).

All bankruptcy and discharge of bankruptcy papers (if applicable).